I loved Lotro.
My main problem with Lotro was that, once you get to the highest level (at that time it was 85), there's not much to do until a new area (expansion) opened up. And it costs money... and after a while, everything to improve your character cost cash. In a year I spent about $200 and I suspect that sum is a relatively low average. I wish Lotro would stop trying to pitch DLC to old-time players. The only solution (which I did 2x) is to create a new avvy and basically start from the beginning.